KatapultApply offers transparent personal loans from $1,000 to $50,000 with competitive rates, zero hidden fees, and same-day decisions.
From application to funded account — fast, simple, and fully online.
Fill out our secure 3-minute application. No paperwork or branch visits required.
Our algorithm reviews your application in real time. Most applicants receive a decision within 60 seconds.
Compare personalized loan offers side-by-side and select what fits your budget.
Once you e-sign, funds are deposited directly into your bank account — often the same day.
Use our free calculator to find the loan amount and term that works best for your budget. Rates shown are representative; your actual rate depends on creditworthiness.
Use your loan for virtually any purpose — no restrictions.
We built KatapultApply from scratch to make personal lending fair, fast, and fully transparent.
Soft pull only. See real rate options before committing — zero credit score impact.
Full APR shown upfront. No surprise charges after signing.
Apply before 2 PM and you may receive funds the same afternoon.
Pay off your loan early at any time with zero penalty.
256-bit AES encryption. We never sell your personal information.
Make payments, check balance, contact support 24/7 from mobile.
Our intelligent underwriting engine evaluates your profile in real time. Most applicants see a decision within 60 seconds.
256-bit AES encryption and SOC 2 Type II certification protect your data.
Real humans available around the clock via chat, email, or phone.
Track balances, make payments, adjust autopay — from our top-rated app.
Over 12,000 verified reviews on Trustpilot, Google, and the BBB.
"I consolidated $18,000 of credit card debt into one manageable payment. The whole process took less than 20 minutes. I save over $400/month in interest now."
"Applied at 9am, approved by 9:05am, money in my account by 4pm. No exaggeration. KatapultApply came through when I needed it most."
"As someone with a 610 credit score, I wasn't sure I'd qualify. Katapult looked at my full picture, not just the number. I got a fair rate and honest terms."
Everything you need to know about borrowing with KatapultApply.
Most applications receive a decision within minutes. Funds are typically deposited within 24 hours after e-signing.
We consider applicants with scores from 580 and above. We evaluate your full financial profile — not just your score.
Never. All costs are clearly disclosed before you sign. APR 6.99%–35.99%, origination 0–5%.
No. We use a soft credit pull only. A hard inquiry only occurs when you formally accept an offer.
Yes! KatapultApply charges zero prepayment penalties. Pay early and save on interest.
Join 50,000+ borrowers who chose KatapultApply for fast, transparent, and fair personal loans.
Rates from 6.99% APR · No hard credit pull · No obligation to accept
Takes 3 minutes · Soft pull only · No obligation