Debt Consolidation

Stop Juggling Multiple Payments.
Consolidate with Katapult.

Replace high-interest credit cards with a single fixed monthly payment. Most borrowers save $300–$500 per month.

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No hard credit pull · Free rate check

One Katapult Loan. One Payment. Real Savings.

The average American carries 4 different credit accounts. With a Katapult debt consolidation loan, replace them all with a single fixed monthly payment at a much lower rate.

📌 Average savings: Consolidating credit card debt (avg. 21.5% APR) into a Katapult loan (avg. 11.3% APR) saves $1,200–$3,400 per year in interest.

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Savings

See the Difference Katapult Consolidation Makes

❌ Before: 4 Separate Debts
Visa Credit Card24.99% · $180/mo
Mastercard22.49% · $140/mo
Store Card29.99% · $95/mo
Personal Loan18.00% · $210/mo
Total Monthly$625/mo
✅ After: 1 Katapult Loan
All debts combined into one loan
Single fixed monthly payment
Fixed 48-month payoff schedule
Zero prepayment penalties
Total Monthly~$389/mo
You Save ~$236/month · $2,832/year 🎉

*Example based on $18,000 total debt at 11.5% APR over 48 months. Actual savings vary.

Consolidate Your Debt with Katapult in 3 Steps

01
🔍

Check Your Rate

Apply in 3 minutes. Soft pull only. See real rate options instantly.

02
✍️

Accept Your Offer

Choose the term and rate that works for you. E-sign securely online.

03
🏦

Pay Off Your Debts

Funds deposited to your bank. Pay off existing balances. Enjoy one simple payment.