Last updated: March 18, 2025
By accessing or using the KatapultApply website and services, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.
To use our services, you must be at least 18 years of age, a US citizen or permanent resident, have a valid Social Security Number, and have an active US bank account.
KatapultApply is a technology platform, not a bank. Loans are issued by our FDIC-insured partner lending institutions. All loans are subject to credit approval. Not all applicants will qualify. Loan terms, amounts, and rates are subject to creditworthiness and applicable state law.
You agree to provide accurate, current, and complete information during the application process. Providing false or misleading information is a violation of these terms and may constitute fraud.
APR ranges from 6.99% to 35.99%. Origination fees of 0%–5% may apply. All fees are disclosed before you accept any loan offer. There are no prepayment penalties.
All content on this website, including text, graphics, logos, and software, is the property of KatapultApply, Inc. and is protected by applicable intellectual property laws.
KatapultApply shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services to the maximum extent permitted by law.
KatapultApply, Inc. · 1400 Financial District Ave, Suite 800 · New York, NY 10005
Email: legal@katapultapply.com · Phone: 1-800-528-2875