About Us

Katapult's Mission: Make
Borrowing Fair for Everyone

Founded in 2019 to challenge the broken status quo in consumer lending — hidden fees, confusing terms, and barriers that keep good people from fair credit.

Katapult team

How Katapult Was Built — Frustrated with Traditional Lending

Our founders experienced firsthand how opaque and unfair the traditional loan process was. In 2019, we built something completely different — a lending platform that puts the borrower first.

Today, KatapultApply has funded over $2.1 billion in loans for more than 50,000 Americans.

What Katapult Stands For

Every decision at KatapultApply is guided by these principles.

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Radical Transparency

No hidden fees. No bait-and-switch rates. What you see is always what you get.

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Fair Access

We evaluate your full financial story, not just a three-digit score.

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Relentless Speed

Decisions in seconds. Funds in hours. Your financial needs can't wait.

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Borrower-First

No prepayment penalties. No surprise fees. We make money when you succeed.

Meet the Experts Behind Katapult

Michael Chen CEO
Michael Chen
Co-Founder & CEO

Former VP at Goldman Sachs. 20+ years in consumer credit. MBA from Harvard Business School.

Harvard MBA20 Yrs Finance
Dr. Amanda Reese CLO
Dr. Amanda Reese
Chief Lending Officer

CFPĀ® certified. Former VP of Credit at LendingTree. MBA from Wharton. 18 years in lending.

CFPĀ® CertifiedWharton MBA
James Park CTO
James Park
Chief Technology Officer

Former engineering lead at Stripe and Square. Built our real-time underwriting engine.

Ex-StripeFinTech Expert

Katapult at a Glance

2019
Year Founded
50K+
Borrowers Served
$2.1B
Capital Deployed
150+
Team Members
4.8ā˜…
Trustpilot Rating